Workshops are offered to members of the community to teach them the fundamentals of obtaining financial stability. Each workshop is uniquely designed and facilitated by Melody McCrea, a Certified Financial Education Instructor.
Workshop topics range from basic to complex, including:
Basic Budgeting and Money Management
The Paycheck to Paycheck Cycle may seem impossible to break, but it certainly can be with a budget and some easy to implement money management skills. Budgeting does not have to be difficult. A budget is simply a plan for your money.
Let’s create a plan together!
Credit Building/Repair
What is credit? What is my credit score? How many credit scores do I have? What factors determine my credit score? What is good credit? Why is having good credit important? I don’t have credit how can I get credit? My credit is ruined how can I fix it?
Any of these sound familiar? Let us answer all these questions and more. You have everything it takes to have a credit score above 700!
1st Time Home Buying
You’ve heard it before, “Your home is one of your biggest assets”. But you say “I could never afford to purchase a home” or “I would like to own a home but I have no idea where to start”.
In this workshop, we create a great starting point on the road of owning your first home. We’ll cover what that process entails, the definitions to some confusing home buying terminology, and the pros and cons of renting verses buying.
You are not waiting for your dream home; your dream home is waiting for you!
Introduction to Investing
Wait! Did you say investing? NOPE, I’m not rich, so investing is not for me. WRONG!
Investing can be for you whether you believe it or not. It does not have to be complicated or confusing.
Let’s learn the basics together.
Introduction to Insurance
I can barely afford the bills I have how am I going to afford life insurance? Aren’t I too young to be worried about life insurance? Aren’t I too old for insurance? What kind of insurance do I need whole life or term?
Insurance can be difficult to talk about because it’s confusing. Its value is often times misunderstood. There are many different types of insurance and everyone has different needs. Understanding the basics of insurance can change your life and your family’s life.
Retirement Planning
When can I retire? Will I ever be able to retire? Will Social Security be enough? Will Social Security even be available when I retire?
If you do not want to work forever to maintain your current lifestyle, it’s important to know the basics of retirement planning. Time flies, so do not wait until it’s too late to start thinking about retirement. Set yourself up now so you can enjoy a great quality of life after retirement.